Terms of Service
Last Updated: 10th of September, 2025
These Terms of Use and Legal Disclaimer ("Terms") govern your access to and use of the platform Black Swan ("Platform"), provided by OAIAO Labs Inc. ("Company," "we," "us," or "our"), a Delaware corporation. Please read them carefully before participating in and using the Black Swan platform. By accessing or using the Platform, you agree to be bound by these Terms and all terms incorporated by reference.
If you do not agree to these Terms, you may not access or use the Platform.
1. Acceptance of Terms
By accessing, creating an account or using the Black Swan platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and OAIAO Labs Inc. If you are using the Platform on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms, and "you" refers to that entity.
2. Description of Services
Black Swan is an innovative platform designed to enable users to maximise returns on their investments powered by agents that monitor the markets 24/7 alongside helping users generate passive income and potentially achieve outsized returns through AI-powered wealth generation. The Platform provides two core services:
2.1 Market Analysis & Intelligence The Platform provides comprehensive market analysis powered by AI agents that continuously monitor and analyze:
Global news and media sources
Hundreds of cryptocurrency tokens and market data
Social media sentiment across multiple platforms
Global financial markets and economic indicators
Millions of historical data points and market patterns
These AI agents generate detailed market intelligence reports that include scores, risk assessments, key market factors, opportunities, comprehensive analysis, and reasoning. This market intelligence is made available to users and is also integrated into the investment decision-making process of our autonomous investment agents.
2.2 Investment Management The Platform facilitates investment into decentralized agents and strategies. These strategies and agents are autonomously managed by AI agents that perform market analysis, execute investments, manage positions, and generate returns using users' invested USDC (USD Coin). The Platform operates on an AI-driven basis, minimizing human intervention in investment decisions and portfolio management.
3. User Eligibility and Accounts
To access and use the Black Swan Platform, you must be at least 18 years old and have the legal capacity to enter into a binding contract. By using the Platform, you represent and warrant that you meet these eligibility requirements. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
4. Risks and Disclaimers Related to AI-Powered Investments and Analysis
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THE BLACK SWAN PLATFORM, ITS MARKET ANALYSIS, AND AI-POWERED INVESTMENT STRATEGIES IS AT YOUR SOLE RISK.
4.1 No Financial Advice; Not a Broker-Dealer
OAIAO Labs Inc. is not a financial advisor, broker-dealer, or investment company. The Black Swan Platform is a technological tool that provides market analysis and automates investment strategies based on algorithms and AI. We do not provide financial advice, recommendations, or solicitations to buy or sell any financial products. All investment decisions made by the AI agents and all market analysis provided are automated and are not tailored to your individual financial situation, risk tolerance, or investment objectives. You are solely responsible for evaluating the merits and risks associated with the use of any information, analysis, or strategies on the Platform before making any decisions based on such information. We strongly recommend consulting with a qualified financial professional before making any investment decisions.
4.2 AI Autonomy and Inherent Risks
The Black Swan Platform operates through autonomous AI agents for both investment management and market analysis. While these AI agents are designed to perform sophisticated market analysis, invest, manage positions, and generate returns and insights, they are not infallible. AI systems, by their nature, involve inherent risks, including but not limited to:
Algorithmic Errors: The AI agents may contain errors, bugs, or flaws in their algorithms, logic, or data processing that could lead to incorrect investment decisions, inaccurate market analysis, unexpected losses, or failure to execute strategies as intended.
Market Volatility and Unpredictability: Financial markets are inherently volatile and unpredictable. AI agents, despite their analytical capabilities and access to vast data sources, cannot perfectly predict market movements or account for all unforeseen events (e.g., black swan events, regulatory changes, geopolitical shifts) that may significantly impact investment performance or market conditions.
Data Limitations and Biases: The performance of AI agents is heavily dependent on the quality, quantity, and relevance of the data they are trained on and analyze. Biases in training data, limitations in data availability, misinformation in news sources, manipulation in social media sentiment, or inaccuracies in market data could lead to suboptimal or flawed investment strategies, incorrect market analysis, and poor outcomes.
Analysis Reliability: Market analysis provided by the Platform, including scoring models, risk assessments, and market intelligence reports, are generated by AI systems and may contain inaccuracies, outdated information, or flawed reasoning. Such analysis should not be considered as definitive or guaranteed accurate.
System Failures: The Platform relies on complex technological infrastructure. System failures, network outages, security breaches, data feed interruptions, or other technical issues could disrupt the operation of AI agents, leading to missed opportunities, execution failures, inaccurate analysis, or loss of access to your funds.
Smart Contract Risks: If the decentralized strategies involve smart contracts, you acknowledge the inherent risks associated with smart contracts, including but not limited to code vulnerabilities, exploits, and immutability once deployed. Any losses incurred due to smart contract failures are solely your responsibility.
4.3 No Guarantees of Returns, Analysis Accuracy, or Prevention of Losses
OAIAO LABS INC. DOES NOT GUARANTEE ANY SPECIFIC INVESTMENT RETURNS, PROFITS, THE PREVENTION OF LOSSES, OR THE ACCURACY OF MARKET ANALYSIS. Investing in AI-powered wealth generation, particularly in decentralized and autonomous systems, carries a high degree of risk, including the potential for total loss of your invested capital. Market analysis, scoring models, and intelligence reports provided by the Platform are for informational purposes only and may be incorrect, incomplete, or outdated. Past performance of any AI agent, strategy, or analysis is not indicative of future results. You acknowledge that you may lose all or a significant portion of your investment and that any reliance on market analysis provided by the Platform is at your own risk.
4.4 Limitation of Liability for AI Actions
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OAIAO LABS INC. AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF OAIAO LABS INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:
THE USE OR INABILITY TO USE THE BLACK SWAN PLATFORM, ITS AI AGENTS, OR MARKET ANALYSIS;
ANY ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, INVESTMENT DECISIONS, OR MARKET ANALYSIS MADE BY THE AI AGENTS;
RELIANCE ON ANY MARKET ANALYSIS, SCORING MODELS, OR INTELLIGENCE REPORTS PROVIDED BY THE PLATFORM;
ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR PLATFORM BY ANY THIRD PARTY;
ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR PLATFORM OR DATA SOURCES;
ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT, ANALYSIS, OR INFORMATION PROVIDED BY THE PLATFORM;
THE AUTONOMOUS ACTIONS OR INACTIONS OF THE AI AGENTS, INCLUDING ANY INVESTMENT GAINS OR LOSSES OR ANALYTICAL ERRORS INCURRED THEREFROM;
ANY FAILURES, ERRORS, OR VULNERABILITIES IN DECENTRALIZED PROTOCOLS, SMART CONTRACTS, OR UNDERLYING BLOCKCHAIN TECHNOLOGIES;
ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN.
YOU AGREE THAT OAIAO LABS INC. SHALL NOT BE HELD RESPONSIBLE FOR ANY LOSSES OR DAMAGES RESULTING FROM THE AI AGENTS' PERFORMANCE, MALFUNCTIONS, INACCURATE ANALYSIS, OR ANY OTHER ISSUES ARISING FROM THE AUTONOMOUS NATURE OF THE PLATFORM, EVEN IF SUCH LOSSES ARE FORESEEABLE.
5. User Responsibilities and Conduct
You agree to use the Black Swan Platform only for lawful purposes and in accordance with these Terms. You are solely responsible for your conduct while using the Platform and for any data, text, files, information, usernames, images, graphics, photos, profiles, audio and video clips, sounds, musical works, works of authorship, applications, links, and other content or materials (collectively, "Content") that you submit, post, or display on or through the Platform. You agree not to:
Use the Platform for any illegal or unauthorized purpose
Engage in any activity that interferes with or disrupts the Platform or the servers and networks connected to the Platform
Attempt to gain unauthorized access to any portion of the Platform, other accounts, computer systems, or networks connected to the Platform, whether through hacking, password mining, or any other means
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity
Violate any applicable laws or regulations
Attempt to manipulate or interfere with the AI agents' analysis or decision-making processes
6. Intellectual Property Rights
All intellectual property rights in the Black Swan Platform, including but not limited to software, algorithms, AI models, market analysis methodologies, trademarks, logos, and content (excluding user-submitted Content), are owned by OAIAO Labs Inc. or its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal, non-commercial use, subject to these Terms. You may not copy, modify, distribute, sell, or lease any part of our Platform or its intellectual property, nor may you reverse engineer or attempt to extract the source code of our software, unless laws prohibit those restrictions or you have our written permission.
7. Third-Party Links and Services
The Black Swan Platform may contain links to third-party websites or services that are not owned or controlled by OAIAO Labs Inc. Our AI agents may analyze content from third-party sources including news websites, social media platforms, and market data providers. We have no control over, and assume no responsibility for, the content, privacy policies, practices, or accuracy of any third-party websites, services, or data sources. You acknowledge and agree that OAIAO Labs Inc. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
8. Termination
We may terminate or suspend your account and access to the Black Swan Platform immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Platform will immediately cease. If you wish to terminate your account, you may simply discontinue using the Platform.
9. Governing Law and Jurisdiction
These Terms shall be governed and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, or validity thereof shall be exclusively settled by arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Delaware. The language of the arbitration shall be English. The decision of the arbitrator shall be final and binding upon both parties.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time without notice. All changes are effective immediately upon posting the revised Terms on the Platform. Your continued use of the Platform after the posting of revised Terms constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must stop using the Platform.
11. Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Platform, and supersede and replace any prior agreements we might have between us regarding the Platform.
12. Contact Us
If you have any questions about these Terms, please contact us at support@oaiaolabs.com
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